> For the complete documentation index, see [llms.txt](https://docs.monet.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.monet.cash/introduction/use-cases.md). # Use Cases ## Stablecoins * **Payments & Transfers**: Users can send and receive money globally in a stable currency (USDmo, etc.) without being exposed to crypto volatility. * **Trading & Liquidity**: They can be used on decentralized exchanges (DEXs) as a stable trading pair or liquidity pool asset. * **Collateral in DeFi**: Stablecoins can serve as collateral in lending protocols, derivatives platforms, prediction markets, or yield farming strategies. * **Multi-Currency Options**: By supporting several fiat references (USD, EUR…), Monet stablecoins open the door to diversified currency usage in DeFi. ## Savings * **Passive Income**: Users can hold Savings tokens (eg. sUSDmo) to automatically earn interest without actively managing positions. * **Safe Yield Alternative**: Provides a decentralized alternative to traditional savings accounts, especially attractive in countries with low bank interest rates. * **Integration in DeFi**: Savings tokens can be used in DeFi protocols (as collateral, in pools, or strategies) while continuing to accrue yield. * **Long-Term Store of Value**: They allow users to park funds safely over time, combining stability (via the peg) and growth (via yield). --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.monet.cash/introduction/use-cases.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.